Gap Insurance is a highly valued product by lenders who operate within the automotive sector, as their exposure can be drastically limited when GAP is included on a consumer & loan. Customers can have peace of mind in knowing that should a total loss occur, they will be protected by GAP from the financial burden that could be caused as a result of negative equity, minimal principal loan amount reduction due to higher interest rates, or asset depreciation.

Various Tire & Wheel protection options to choose from all programs include Complete Road Hazard Protection, and others may also include Roadside Assistance and /or Cosmetic Wheel Repair.

Dealers can choose the number of products to include within their offerings.  These programs offer a wide diversity of services which represents a value to many consumers and these programs are great for blanket reinsurance programs as well. The various coverage options include Key Replacement, Tireand
Wheel Coverage, Dent & Ding, Headlight Restoration, Roadside Assistance, Theft Deterrent Programs, Towing, Windshield Repair or Replacement Products, Paint Sealant Programs, and/or Fabric and Upholstery Protection Programs.

Paint Sealant Coverage:
This product provides protection from harsh environmental mfactors such as UV Rays, Road Salts, Love Bugs and Acid Rain just to name a few. This chemical is applied by your dealer and includes a repair and replacement warranty against any covered damage occurring on the vehicle’s painted surfaces.

Interior Upholstery Protection:
This treatment product is applied by the dealer and provides warranty protection for the interior upholstery of the vehicle against rips, tears, burns, stains, and odors.

With the new technology for today’s keys, the replacement cost for lost or stolen have increased dramatically.  This program will cover the cost of replacement and programming of keys and fobs.

One of EMS premiere packages for the dealer and customer alike. Dings and Dents are a given and unavoidable, however this coverage will help keep the customer's vehicle looking new for longer period of time.  This is a great program offering for lease vehicle customers.

Keep your customers coming back for maintenance with a customized Prepaid Maintenance program from EMS.  The dealer determines the services and costs to be included in the program.  Dealers can choose to utilize our 3rd party off the shelf design or they may choose to create a tailored Private Label

EMS windshield programs not only cover replacement but can cover OEM parts which a lot of customers want.  With many States mandating that Comprehensive Insurers must cover repairs and replacement to windshields, this program will also cover the deductible on behalf of the customer.